Here are the best elevated credit card offers for April 2024
With summer travel approaching, now may be a great time to evaluate your credit card portfolio. Credit card sign-up bonuses and welcome offers are the quickest and easiest way to rake in lots of points and miles, so we regularly update the roundup of our favorite current offers in our best credit cards guide.
But to help you keep up with an ever-changing list of bonuses, we’ve also compiled a list of the best card offers currently available — especially the ones that are worth an extra look right now because they are at all-time highs or may end soon.
Since many issuers have restrictions on how often you can earn a bonus on a card, it’s important to time your application for when there’s a good offer. Also, higher bonuses don’t always stick around for long, so if you’re considering one of these offers, you’ll want to hop on it sooner rather than later.
Finally, if you’re not ready to jump on a higher-end card, consider these great starter cards or even one with a 0% introductory annual percentage rate offer.
The best credit card offers of April 2024
| Card | Sign-up bonus/welcome offer | Welcome offer value* | Annual fee |
|---|---|---|---|
| Capital One Venture X Business | Earn 150,000 miles once you spend $30,000 in the first three months. | $2,775 | $395 (see rates and fees) |
| The Business Platinum Card® from American Express | Earn 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership. | $2,400 | $695 (see rates and fees) |
| Ink Business Preferred® Credit Card |
Earn 100,000 points after you spend $8,000 on purchases with the card within the first three months of card membership. | $2,050 | $95 |
| The Platinum Card® from American Express | Earn 80,000 points after you spend $8,000 in the first six months of card membership, though you may be able to get a higher bonus through the CardMatch tool (terms apply). | $1,600 | $695 (see rates and fees) |
| Marriott Bonvoy Brilliant® American Express® Card | Earn 185,000 points after spending $6,000 in eligible purchases on your card within the first six months of card membership. Offer ends May 1. | $1,554 | $650 (see rates and fees) |
| Capital One Venture X Rewards Credit Card | Earn 75,000 miles after you spend $4,000 on purchases in the first three months of account opening. | $1,388 | $395 (see rates and fees) |
| Capital One Venture Rewards Credit Card | Earn 75,000 miles after you spend $4,000 on purchases in the first three months of account opening. | $1,388 | $95 (see rates and fees) |
| Marriott Bonvoy Bevy™ American Express® Card | Earn 155,000 points after spending $5,000 in eligible purchases on your card within the first six months of card membership. Offer ends May 1. | $1,302 | $250 (see rates and fees) |
| Chase Sapphire Reserve® | Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months of account opening. | $1,230 | $550 |
| Chase Sapphire Preferred® Card | Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months of account opening. | $1,230 | $95 |
| American Express® Gold Card | Earn 60,000 points after you spend $6,000 in the first six months of card membership, though you may be able to get a higher bonus through the CardMatch tool (terms apply) | $1,200 | $250 (see rates and fees) |
| Alaska Airlines Visa® credit card | Earn 70,000 bonus miles plus Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account. | $1,050 | $95 |
| Hilton Honors American Express Business Card | Earn 175,000 bonus points when you spend $8,000 in purchases in the first six months of card membership | $1,050 | $195 (see rates and fees) |
*Welcome offer value is determined using TPG valuations and is not provided by nor reviewed by the issuer.
Capital One Venture X Business
The Capital One Venture X Business is the business version of the popular Capital One Venture X Rewards Credit Card. Like its personal counterpart, the Venture X Business offers luxurious perks at a reasonable annual fee. It has a simple earning structure of at least 2 miles per dollar on all purchases.
This card is an excellent choice for small-business owners who prioritize simplicity, offering benefits such as airport lounge access and a valuable travel credit at a relatively affordable annual fee.
Read our review of the Venture X Business for more information.
Apply here: Capital One Venture X Business with 150,000 miles once you spend $30,000 in the first three months.
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The Business Platinum Card from American Express
This business card stands out not only for its 120,000-point welcome offer but thanks to travel perks that can easily cover the card’s $695 annual fee (see rates and fees). Cardholders enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs, along with access to a wide variety of airport lounges — including Amex Centurion, Priority Pass and Delta Sky Club (when traveling on same-day Delta flights; limited to 10 annual visits from Feb. 1, 2025)*. Enrollment is required for select benefits.
Cardholders also enjoy 5 points per dollar on flights and prepaid hotels booked at amextravel.com, along with 1.5 points per dollar on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year).
Related: Amex refreshes Business Platinum Card with new perks, higher annual fee and a 120,000-point bonus
On top of that, the card comes with up to $200 in annual airline fee statement credits and a 35% points rebate for flights booked through amextravel.com in first or business class on any airline (up to 1 million points back per calendar year), or in any class on the U.S. airline of your choice each year. Non-travel benefits include up to $400 in annual statement credits toward U.S. Dell purchases (up to $200 semi-annually), up to $360 in credits toward Indeed (up to $90 quarterly), up to $150 toward select auto-renewing Adobe subscription purchases and up to $120 toward wireless telephone services (the first three credits are slated to end on Dec. 31, 2024.)
Enrollment is required for select benefits.
*Visits are non-transferable and may only be used by the Eligible Platinum Card Member.
Read our review of the American Express Business Platinum Card for more information.
Apply here: The Business Platinum Card® from American Express with 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.
Ink Business Preferred Credit Card
Then there’s the Ink Business Preferred. According to TPG’s valuations, this card’s welcome bonus alone is worth over $2,000 since you can take advantage of Chase’s excellent collection of airline and hotel transfer partners. Points redeemed through the Chase travel portal are worth 1.25 cents each, which isn’t bad, either. And the card also now has a lower spending threshold to earn the bonus.
Another factor in this card’s favor? Its tremendous earning rates. You’ll earn 3 points per dollar across the following categories on up to $150,000 in combined purchases (1 point per dollar thereafter):
- Travel
- Shipping purchases
- Internet, cable and phone services
- Advertising on social media sites and search engines
Depending on which categories you spend in, you could earn a whopping 450,000 bonus points per year if you maxed out that $150,000 cap.
Among the Ink Business Preferred’s unsung benefits are cellphone protection, primary rental car coverage (when renting for business purposes) and other travel and purchase protections. You can also add employee cards to your account for free.
Read our full review of the Ink Business Preferred Credit Card for more information.
Apply here: Ink Business Preferred Credit Card with 100,000 bonus points after you spend $8,000 on eligible purchases with the card within the first three months of account opening.
Marriott Bonvoy Brilliant card
The Marriott Bonvoy Brilliant is Marriott’s most premium card offering, with automatic Platinum elite status, an annual free-night award, up to $300 in restaurant credits and much more.
The card earns 6 points per dollar spent on eligible purchases at hotels participating in the Marriott Bonvoy program, 3 points per dollar at restaurants worldwide and on flights booked directly with airlines as well as 2 points per dollar on other purchases eligible purchases.
Your points can then be used to book at more than 7,500 properties across 30 brands in over 130 countries.
Read our full review of the Bonvoy Brilliant for more information.
Apply here: Marriott Bonvoy Brilliant card with 185,000 Marriott Bonvoy points after spending $6,000 in eligible purchases on your card within the first six months. Offer ends May 1.
The Platinum Card from American Express
Often referred to as the king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits — along with a $695 annual fee (see rates and fees). Cardholders enjoy perks such as automatic Gold status with both Hilton Honors and Marriott Bonvoy, plus access to a wide range of airport lounges, including Amex Centurion, Priority Pass and Delta Sky Club (on same-day Delta flights; limited to 10 annual visits from Feb. 1, 2025)*.
On top of that, you’ll get up to $200 in annual airline fee statement credits, an up-to-$200 hotel statement credit to use toward prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings (the latter of which requires a minimum two-night stay) via AmexTravel.com, and an up-to-$189 Clear Plus membership statement credit — along with numerous other perks. Enrollment is required for select benefits.
Related: It’s a ‘lifestyle’ card now: A closer look at the Amex Platinum’s 6 new benefits
Non-travel benefits include an up-to-$240 digital entertainment statement credit (split into monthly up to $20 credits) for The New York Times, Peacock, The Wall Street Journal and services under the Disney umbrella — including Disney+, ESPN+ and Hulu.
Cardholders also receive an up-to-$155 Walmart+ credit (subject to auto-renewal; Plus Ups are excluded), an up-to-$300 SoulCycle bike credit and an up-to-$300 Equinox statement credit for eligible Equinox memberships, which are subject to auto-renewal. You also receive Uber VIP status and up to $200 in annual Uber Cash (split into monthly $15 credits for U.S. rides and Uber Eats orders plus a $20 bonus in December).
Enrollment is required for select benefits.
Finally, cardholders will enjoy enhanced earning rates on many travel purchases:
- 5 points per dollar on flights booked directly with airlines or with American Express Travel® (on up to $500,000 on these purchases per calendar year, then 1 point per dollar)
- 5 points per dollar on prepaid hotels booked with American Express Travel®
- 1 point per dollar on other eligible purchases
And while the current welcome offer provides solid value, check the CardMatch Tool to see if you can receive an even higher one (offers are targeted and subject to change at any time).
*Visits are non-transferable and may only be used by the Eligible Platinum Card Member.
Read our review of the American Express Platinum Card for more information.
Apply here: The Platinum Card® from American Express with 80,000 points after you spend $8,000 on purchases in the first six months of card membership.
Capital One Venture X Rewards Credit Card
The Venture X card is Capital One’s premium rewards card, offering great earning rates and incredible perks.
Aside from a hefty welcome bonus of 75,000 miles after spending $4,000 on purchases in the first three months — worth about $1,388 according to our valuations thanks to Capital One’s excellent airline and hotel transfer partners — the card gives members $300 in credits annually for bookings made through Capital One Travel and 10,000 bonus miles every account anniversary, starting on their first anniversary (worth $100 toward travel, or $185 by our valuations).
As for earning rates, the Venture X racks up 10 miles per dollar on hotels and car rentals booked via Capital One Travel, 5 miles per dollar on flights booked via Capital One Travel, and an unlimited 2 miles per dollar on everything else.
Frequent travelers will also enjoy taking advantage of access to Capital One’s developing network of airport lounges as well as the ability to enroll for Priority Pass membership for entry into more than 1,300 lounge locations worldwide. It also added the ability to access Plaza Premium lounges worldwide in 2022 and launched the Premier Collection in 2023, giving cardholders on-property perks at a curated set of luxury hotels.
Read our review of the Capital One Venture X card for more information.
Apply here: Capital One Venture X Rewards Credit Card with 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening.
Capital One Venture Rewards Credit Card
The Venture Rewards packs a pretty good punch for a mid-tier credit card. It earns a flat 2 miles per dollar spent on all purchases worldwide, but you can earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel. The miles you earn with this card can be transferred to Capital One’s 15-plus airline and hotel partners or redeemed through the Capital One Travel portal.
The card stands out for offering an application fee credit for Global Entry or TSA PreCheck; many other cards that offer this benefit have annual fees of $400 or more. This TSA PreCheck/Global Entry application fee credit alone is worth up to $100. You may also get Warranty Manager Service when making everyday purchases, which can be used for extended warranty protection. The Venture Rewards card doesn’t impose foreign transaction fees (see rates and fees), so you can use the card overseas without accumulating extra charges.
Read our review of the Capital One Venture Rewards Card for more information.
Apply here: Capital One Venture Rewards Credit Card with 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening.
Marriott Bonvoy Bevy
The Marriott Bonvoy Bevy comes with complimentary Marriott Gold status plus an annual free night award for cardholders who make at least $15,000 in eligible purchases during a calendar year, among other perks.
The card earns 6 Marriott Bonvoy points per dollar on purchases at hotels participating in the Marriott Bonvoy program, 4 points per dollar on the first $15,000 per year in combined purchases at restaurants worldwide and U.S. supermarkets (then 2 points per dollar after reaching this limit) and 2 points per dollar on other eligible purchases.
There are a number of valuable ways to redeem your Marriott Bonvoy points, the easiest and most valuable of which is to redeem them toward free stays at Marriott properties.
Read our review of the Bonvoy Bevy for more information.
Apply here: Marriott Bonvoy Bevy with 155,000 points after spending $5,000 in eligible purchases on your card within the first six months. Offer ends May 1.
Chase Sapphire Reserve
This is, put simply, one of the best premium credit cards available.
It earns a whopping 10 points per dollar on Lyft (through March 2025), Chase Dining booked through Ultimate Rewards, and hotel and car rental purchases through the Ultimate Rewards Travel portal. Cardholders also earn 5 points per dollar on airline travel booked through the Ultimate Rewards Travel portal, 3 points per dollar on travel (after using the $300 travel credit) and dining, and 1 point per dollar on everything else.
Chase defines travel and dining broadly, from parking fees to Airbnb stays and food delivery orders. Perks of the card include a $300 annual travel credit, Priority Pass membership, a $5 monthly DoorDash in-app credit (through December 2024), a complimentary DashPass membership and an impressive array of travel protections.
Read our review of the Chase Sapphire Reserve for more information.
Apply here: Chase Sapphire Reserve with 60,000 points after you spend $4,000 on purchases in the first three months of card membership.
Chase Sapphire Preferred Card
If you can’t justify a high annual fee or want a solid card with an appealing set of perks, the Chase Sapphire Preferred is an ideal fit.
It earns 5 points per dollar on all travel purchased through Chase Ultimate Rewards; 3 points per dollar on dining, including eligible delivery services, takeout and dining out; 3 points per dollar on select streaming services; 3 points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs); 2 points per dollar on all other travel; and 1 point per dollar on all other purchases.
The points you earn with this card can be transferred to Chase’s airline and hotel partners or redeemed for 1.25 cents each through the Chase Travel portal. Benefits include a $50 annual credit on hotel stays purchased through Chase Travel, at least 12 months of DashPass membership (when activated by Dec. 31, 2024), primary rental car coverage, up to $500 in trip delay reimbursement if you’re delayed more than 12 hours or overnight, up to $10,000 in trip cancellation and interruption insurance and up to $100 per day for up to five days in baggage delay reimbursement if your bag is delayed more than six hours.
Read our review of the Chase Sapphire Preferred for more information.
Apply here: Chase Sapphire Preferred with 60,000 points after you spend $4,000 on purchases in the first three months from account opening.
American Express Gold Card
The Amex Gold card is a favorite of many TPG staffers thanks (in large part) to its terrific earning rates:
- 4 points per dollar on dining at restaurants (including takeout and delivery in the U.S.)
- 4 points per dollar at U.S. supermarkets on up to $25,000 in purchases per calendar year (1 point per dollar after that)
- 3 points per dollar on flights booked directly with airlines or through amextravel.com
- 1 point per dollar on all other eligible purchases
The card also offers up to $120 in Uber Cash (up to $10 per month) that can be used for Uber rides and Uber Eats purchases in the U.S. You’ll also receive up to $120 in statement credits (up to $10 per month) for select dining purchases (enrollment is required for select benefits). All of this is available for a manageable annual fee of $250 (see rates and fees)
And while it’s not providing a limited-time bonus for new cardmembers, you can often find elevated welcome offers through the CardMatch tool. The card currently features a public welcome offer of 60,000 points after you spend $6,000 on eligible purchases within the first six months of card membership. However, some new customers can earn a 75,000-point welcome offer via the CardMatch tool after meeting the same minimum spending requirements. Note that these elevated offers are targeted and subject to change at any time.
Alternatively, you can refer a friend through the Amex referral program.
Read our review of the American Express Gold Card for more information.
Apply here: American Express® Gold Card with 60,000 points after you spend $6,000 in the first six months of card membership.
Alaska Airlines Visa
The Alaska Airlines Visa credit card is one of the best — and only — cards to earn Alaska miles. Regardless of your location, these miles hold exceptional value as they can be used to book flights with esteemed Oneworld partner airlines like Cathay Pacific, Japan Airlines, Qantas and American Airlines.
Additionally, when you pay for your flight with the card, you’ll enjoy benefits such as a complimentary checked bag and priority boarding. This extends to up to six other passengers on the same reservation, saving $30 per person each way on checked bags. Moreover, the card offers discounts related to Alaska Airlines, including a 20% rebate on inflight purchases.
For those who travel with a companion at least once a year on paid fares with Alaska Airlines, this card’s most advantageous ongoing benefit is the annual companion fare. You’ll earn this benefit every year on your account anniversary if you spent $6,000 or more within the previous anniversary year. This feature adds substantial value and makes the Alaska Airlines Visa a compelling choice for frequent flyers seeking exceptional rewards and travel perks.
Read our review of the Alaska Airlines Visa for more information.
Apply here: Alaska Airlines Visa with 70,000 bonus miles plus Alaska’s Famous Companion Fare ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.
Hilton Honors American Express Business
The just-refreshed Hilton Honors Amex Business card has undergone some big changes — most of them negative — but at least there is a new elevated welcome offer to take advantage of.
A few other positives are the addition of up to $60 in quarterly statement credits on eligible Hilton purchases and complimentary National Car Rental® Emerald Club Executive® status — both helping a bit to offset an uptick in annual fee, changed earnings rates, and the removal of Priority Pass lounge passes and free night certificates. Enrollment is required
Still, the card might make sense for you if you’re a business owner who stays at Hilton at least once per quarter.
Read our review of the Hilton Amex Business for more information.
Apply here: Hilton Amex Business with 175,000 bonus points when you spend $8,000 in purchases in the first six months of card membership.
Bottom line
The quickest way to earn points and miles is by signing up for a new credit card. If any of these offers interest you, act sooner rather than later, as limited-time offers may disappear.
Remember that Chase’s 5/24 rule means that it’s often best to apply for Chase cards before other issuers’ products. And here’s some help on how to choose the best credit card for you.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
For rates and fees of the Amex Platinum card, click here.
For rates and fees of the Amex Business Platinum card, click here.
For rates and fees of the Amex Gold card, click here.
For rates and fees of the Bonvoy Brilliant, click here.
For rates and fees of the Bonvoy Bevy, click here.
For rates and fees of the Hilton Amex Business, click here.
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